Frozen_Entertainment

but well yeh? why not it's causing riveting discussion anyone who wants to help me revise is welcome to as long as they know this stuff ha ha to bum person

it wasn't even a copy and paste job, it was a form of revision i have a business studies exam on thursday and the first 1 and half hours is based on balance sheets/profit and loss accounts that sort of thing

Payback is the amount of time it takes to pay back the original investment initial investment profit net cash flow working out that thingy now (80,000) 0 (80,000) 1 0 25,000 25,000 55,000 2 0 25,000 25,000 20,000 3 0 25,000 25,000 in here somewhere 4 0 25,000 25,000 5 0 25,000 25,000 so 5,000 in the third year 25,000 divided by 12=2083.33 so 5000 divided by 2083.33= 2.4 therefore it will take 3 years ad 2.4 months to pay back ARR is the average annual profits made expressed as a pecentage of the initial investment arr= average annual profit divided by initial investment x 100 the initial investment= (80,000) the yearly profit=25,000 x 5 over 5 years innit which equals 125,000 125,000-80,000= 45,000 45,000 is divided by 5 which is the 5 years =9,000 so 9000 divided by 80,000 the initial investment x 100= 11.25% whether this is a good enough percentage is debatable because the interest rate is 5.5% so they'd earn less than 6% interest whether this is worth it should be identified Net present value is when the initial investment is paid now but whether the returns on the investment in the future is looked at net cash flow discount rates discounted cash flow now (70,000) 1 (70,000) 1 7,500 0.91 6,825 (discount rate times net cash) 2 11,250 0.83 9337.5 3 15,000 0.75 11,250 4 15,000 0.68 10,200 5 27,000 0.62 16,740 6,825+9337.5+11250+10,200+16,740 -70,000 =(15,647.5) therefore a poor investment if anyone actually reads this please don't question the net present value figures and where they came from

i don't like staying in i just like staying away from the rest of the family sometimes

wait, my sister has the same name as your sister and your other sister has an unusual name how so? and if you're not called byron what are you called?

no exciting sibli stories then? come on i shared some lewd sex story

do fish sleep?

if there is no one here with siblings then you're all lying

I have two siblings kateryna who is the same age as me and alex my younger brother i am the exact opposite of both my siblings kateryna for example is the family vagabond, while i am at home/school learning for exams she is out dossing i remember once when she got caught by my mother shagging her boyfriend in her bedroom and we BOTH ended up getting a talking to, i wasn't even there at the time :( she's also naturally intelligent whereas i got the duff genes in the womb, she's off to do medicine at uni in september compared to my business economics degree she's also a fan of hip hop...sigh alex is similar to my sister, naturally clever and lazy but young too and for some reason has all the girls swooning after him, it's funny i on the other hand am the sensible one, (this may not be that obvious however, to the coldplaying community) i'm generally reserved in reality compared to my sister and brother who like to be the centre of attention i do love them both but i am extremely grateful none of us have to share rooms, it's easy to have arguments with either of them which can last for days i like the peace of my own bedroom away from other family members i like to be alone sometimes

that old chestnut ey mc_squared

yeh i knew

for the fact that it slops when hot and destroys bread when cold sometimes i wonder whether this is essential whether fatty lardy shit should be spread on bread whether there's a real use for it potted meat and marge? cheese and marge? i wonder oh i do yes i wonder

someone add me to msn i'm so bored please [email protected]

mc squared i read this in the mail once again :( i know where you get these quirky informative articles from

see first post

both coldjo and modern day elvis costello are quite attractive

ha thanks i'm not so sure about cute but i do love my costume jewellry

this is me after i chopped all my hair off :(

why are there 2 threads of this?

i've had exams in the summer since 1999

i'm quite tiny but i've never had a boyfriend under 6 foot it's more coincidence than anything though

i want emo babies though with sweeping fringes like my own w00t (i'm not emo though)

babies get on my nerves i could be married now well maybe not now but soon and have babies but i wouldn't because i have my uni to cope with :( presuming i do well ( see my other thread)

i just look stupid next to tall people you must think girls below 5'6 are midgets